Car Title Loan Blog

Welcome to the EZ Car Title Loans Blog, your go-to resource for understanding car title loans and making more informed borrowing decisions. Browse the latest articles and find your next read below.

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Buyer reviewing a vehicle title to verify ownership after learning about title jumping

Buyer reviewing a vehicle title to verify ownership after learning about title jumping

What Is Title Jumping and Why Does It Matter for Title Loans?

Title jumping occurs when someone buys a vehicle and then sells or transfers it without first

Trucks, luxury SUVs, and reliable crossovers tend to unlock the biggest title loan offers. Learn why these vehicles hold their equity best.

Trucks, luxury SUVs, and reliable crossovers tend to unlock the biggest title loan offers. Learn why these vehicles hold their equity best.

Which Vehicles Usually Qualify for the Largest Title Loans?

Vehicles that qualify for larger title loans generally have one important characteristic in common: they retain

A person discussing how high mileage affects a car's appraisal for a title loan over the phone.

A person discussing how high mileage affects a car's appraisal for a title loan over the phone.

Can You Get a Title Loan if Your Car Has High Mileage? 7 Things That Matter More Than Mileage

Yes, it may be possible to get a title loan on a high-mileage vehicle. Although lenders

Borrower photographing their car's VIN for a title loan application.

Borrower photographing their car's VIN for a title loan application.

Why Do Title Loan Lenders Ask for Vehicle Photos?

When applying for a title loan, lenders often ask for photos of your vehicle before scheduling

Borrower reviewing a credit report after paying off a title loan

Borrower reviewing a credit report after paying off a title loan

Does Paying Off a Title Loan Build Your Credit? 8 Facts Every Borrower Should Know

Paying off a car title loan will not usually build your credit unless the lender reports

Borrower comparing a title loan and a home equity loan for fast cash

Borrower comparing a title loan and a home equity loan for fast cash

When Is a Title Loan Better Than a Home Equity Loan?

A title loan may be the better option when speed, accessibility, and a smaller short-term borrowing

What Makes a Vehicle Eligible for a Higher Title Loan Amount?

Just a few years ago, most people looking for a title loan focused on one question:

No preparation step guarantees a higher appraisal or loan amount. Lenders generally base their decisions on the vehicle’s estimated market value, condition, mileage, age, and their own lending criteria. Preparing the vehicle can still help ensure that the inspection reflects its actual condition and is not delayed by missing documents, poor access, or avoidable maintenance issues. The appraised value is also not necessarily the amount a borrower will receive. Because the amount available through a car title loan may depend on both the vehicle’s value and the lender’s limits, the final offer can be lower than the appraisal figure.

No preparation step guarantees a higher appraisal or loan amount. Lenders generally base their decisions on the vehicle’s estimated market value, condition, mileage, age, and their own lending criteria. Preparing the vehicle can still help ensure that the inspection reflects its actual condition and is not delayed by missing documents, poor access, or avoidable maintenance issues. The appraised value is also not necessarily the amount a borrower will receive. Because the amount available through a car title loan may depend on both the vehicle’s value and the lender’s limits, the final offer can be lower than the appraisal figure.

How to Prepare Your Car for a Title Loan Inspection

Did you know that the condition of your vehicle on inspection day can affect how easily

Best Ways to Get Cash Fast with My Car

Your car can do more than get you to work. If you own it outright, it